How Does Getting Married Affect Florida Medicaid Eligibility?
In the simplest terms, Medicaid eligibility is determined by the applicant’s income. If a Florida Medicaid applicant gets married, the marriage will most likely result in a change to their income. The additional income as a result of marriage may render a Florida Medicaid applicant ineligible. If you have recently married or are about to get married, and you are worried about maintaining your Medicaid eligibility, continue reading.
Defining Income: For Medicaid eligibility purposes, income refers to any income that a Medicaid applicant receives. “Income” can come from any source, including wages from employment, alimony payments, pension, Social Security Disability Income, Social Security income, IRA withdrawals, dividends, etc.
If You Recently Got Married or Plan to Get Married Soon and You Are Worried about Maintaining Medicaid Eligibility, Remember:
- When you get married, depending on the type of Medicaid coverage you have, income limits may change.
- Income limits will also vary depending on whether one spouse is applying for coverage or both spouses are applying for coverage.
- When only one spouse of a married couple is applying for Florida Medicaid, only the income of the applicant is counted. The non-applicant spouse’s income is virtually ignored.
- Asset limitations for the applicant and the applicant’s “spouse” should also be taken into consideration when attempting to determine how marriage may affect Medicaid coverage.
- Medicaid is a government-run program with stringent rules, make sure to notify them as soon as you experience a significant change in your income.
- Failing to notify Medicaid of a change in income could result in a transfer of financial responsibility for any benefits you received after the unreported change.
If you are worried about maintaining eligibility for Medicaid benefits after your marriage, don’t put off finding answers. Get in touch with an experienced Medicaid planning attorney, so you are prepared for any changes to your coverage and to consider any potentially helpful actions you can take to maintain eligibility. Contact a Florida Medicaid Planning attorney at the Elder Solutions Law Firm today.